In the past, obtaining a cryptocurrency licence in Estonia was a fast and accessible process. The ease of registration and the ability to operate globally attracted many crypto companies. However, as the industry expanded, regulatory attention increased due to rising financial crime risks and the need for stronger oversight.
In 2025, Estonia introduced an enhanced regulatory framework for crypto service providers. These updates include stricter Anti-Money Laundering (AML) obligations, requirements for local presence, higher minimum share capital, and advanced internal control standards—all aimed at fostering a transparent and sustainable crypto market.
Like every other European Union country, Estonia now operates under the unified rules set by the MiCA regulation and is supervised in line with ESMA guidelines. This provides regulatory predictability, legal clarity, and recognition across the European market.
Today, obtaining a crypto licence in Estonia is no more difficult than in countries like Czechia or Lithuania, while Estonia offers a more mature digital infrastructure and streamlined procedures for working with regulators.
In this legal environment, launching a crypto company requires professional guidance and full understanding of the licensing process. The Adam Smith team offers comprehensive support—from company formation to licensing and ongoing compliance at every stage of your business.